The Bad Credit Headquarters™ Bad Credit - Good Credit - Horrible Credit Since 1998 Personal Loans regardless of credit history! 50,000 satisfied clients a year can't be wrong! Find our for yourself! You may have been turned away elsewhere, but everyone is guaranteed here! Personal Loans to $150,000 Guaranteed
or Click Here to Learn More Thanks! Thanks! Thanks! "I recently received a loan and I have you to thank. Aileen B. Hi there, I recently signed up for your services and was able to get the debt consolidation loan that I needed, which was GREAT! Kristina W. "I heard about your website from a friend. He was in a horrible credit situation and he found your loan site. He signed up and he got the loan. He is in the clear now. I was very skeptical that it would work for me but it did and I thank you very much for your help and advice." Marlon R. More testimonials Your money back guarantee is immediately in effect! Only $36.95 for our exclusive list of lenders who cater to folks with credit problems. Our lenders expect that you will have been turned down elsewhere - they expect you to have problem credit. Even though this is a one year membership, you will not be charged again. Pre-Qualify For Your Loan Only need $5000 or less? Click Here Copyright Since 1998 All rights reserved. © Copyright EGM Services, Inc P O Box 430 Seville, FL 32190
Business Cards
Business Cards from BusinessCards.com Create custom designs & print your business cards, letterhead and envelopes with our online editor. More than just an ordering system, putting creative control in your hands with powerful desktop publishing features. Start with our hundreds of layouts, graphics, logos, backgrounds and templates pre-loaded in our editor for your business card and stationery, or upload your own backgrounds and graphics to create professional templates that can be modified for endless possibilities.
Borrowing Money
Borrowing Money Some small business persons cannot understand why a lending institution refused to lend them money. Others have no trouble getting funds, but they are surprised to find strings attached to their loans. Such owner-managers fail to realize that banks and other lenders have to operate by certain principles just like other types of businesses do. This Aid discusses the following fundamentals of borrowing: (1) credit worthiness, (2) kinds of loans, (3) amount of money needed, (4) collateral, (5) loan restrictions and limitations, (6) the loan application, and (7) standards which the lender uses to evaluate the application. Introduction Inexperience with borrowing procedures often creates resentment and bitterness. The stories of three small business persons illustrate this point. "I'll never trade here again," Bill Smith said when his bank refused to grant him a loan. "I'd like to let you have it, Bill," the banker said, "but your firm isn't earning enough to meet your current obligations." Mr. Smith was unaware of a vital financial fact, namely, that lending institutions have to be certain that the borrower's business can repay the loan. Tom Jones lost his temper when the bank refused him a loan because he did not know what kind or how much money he needed. "We hesitate to lend," the banker said, "to business owners with such vague ideas of what and how much they need." John Williams' case was somewhat different. He didn't explode until after he got the loan. When the papers were ready to sign, he realized that the loan agreement put certain limitations on his business activities. "You can't dictate to me," he said and walked out of the bank. What he didn't realize was that the limitations were for his good as well as for the bank's protection. Knowledge of the financial facts of business life could have saved all three the embarrassment of losing their tempers. Even more important, such information would have helped them to borrow money at a time when their businesses needed it badly. This Aid is designed to give the highlights of what is involved in sound business borrowing. It should be helpful to those who have little or no experience with borrowing. More experienced owner-managers should find it useful in re-evaluating their borrowing operations. Is Your Firm Credit Worthy? The ability to obtain money when you need it is as necessary to the operation of your business as is a good location or the right equipment, reliable sources of supplies and materials, or an adequate labor force. Before a bank or any other lending agency will lend you money, the loan officer must feel satisfied with the answers to the five following questions: 1. What sort of person are you, the prospective borrower? By all odds, the character of the borrower comes first. Next is your ability to manage your business. 2. What are you going to do with the money? The answer to this question will determine the type of loan, short or long-term. Money to be used for the purchase of seasonal inventory will require quicker repayment than money used to buy fixed assets. 3. When and how do you plan to pay it back? Your banker's judgment of your business ability and the type of loan will be a deciding factor in the answer to this question. 4. Is the cushion in the loan large enough? In other words, does the amount requested make suitable allowance for unexpected developments? The banker decides this question on the basis of your financial statement which sets forth the condition of your business and on the collateral pledged. 5. What is the outlook for business in general and for your business particularly?
Suscribirse a:
Entradas (Atom)